Paycheck Planner

Demo

Safe to spend, live$416.78

Safety buffer — held back so a surprise never overdraws you

Balance used for planning

Available $2,713.50Current $2,846.50

Subtract pending purchases ($48.32)

Refresh interval

Available spendable balances − pending purchases − unpaid bills before next payday − minimum buffer − required reserves − manual holdbacks.

Transfers, credit limits, credit cards, hidden accounts, and reserved savings are excluded.

Demo mode

Sample data is active. No Plaid credentials required.

Clearing local planning data requires a typed confirmation and does not remove data from Plaid.